How Hard Is It to File a Roof Repair Insurance Claim?

Filing a roof repair insurance claim may seem like an intimidating process, but it doesn’t need to be as difficult as you might think.

If the thought of filing a roof repair insurance claim fills you with fear and apprehension, you’re not alone! Discovering that your roof needs repair is stressful enough, but the idea of navigating the insurance claims process on top of it can make the whole situation feel like a nightmare. Sometimes you might have difficulty piecing through the details of your policy, or you could simply be unfamiliar with the process of filing a claim in the first place.

Whatever the case may be, dealing with insurance companies will always be much harder if you go it alone. Aside from having the right kind of assistance to rely on, understanding the steps involved can make the process easier.

Look into Your Roof Insurance Policy

The first thing you should do when you have a damaged roof is the most obvious step: be sure of your coverage! The next part is figuring out if you’re fully or partially covered, based on factors like the nature of the damage and the age of your roof. Some policies cover the full cost of repairs or replacements, regardless of your roof’s age, but others will take depreciation into account. When you make your claim, the insurance company will likely send out an adjuster to inspect the damages and confirm that what you’re reporting is accurate.

Roof Inspections for Insurance Claims

Although your insurance company will likely send their own inspector to evaluate the damage to your roof, there’s no reason you can’t hire one as well. The insurance adjuster might not agree with your claim, or they could miss something important — enlisting the help of your own inspector will give you some leverage to dispute their findings.

A reputable roofing contractor can help you by determining the extent of the damage, as well as the causes behind it. Having an experienced eye in your corner can have an effect on the outcome of this stage in the claims process, making it more than worth the effort. The right provider can even provide you with a detailed report of the damage, including images and diagrams, as well as an estimate for repairs.

Cornerstone Roofing Works with All Major Insurance Companies

It’s important to act quickly when you’ve got roof damage. Get an inspection as soon as possible, so you can file a claim that is both detailed and accurate. If the claims process is daunting to you, keep in mind that there’s no need to face it alone!

At Cornerstone Roofing we have extensive experience with insurance claims, and we’ll do everything we can to make the process as straightforward and simple as possible. You’ll have our guidance from beginning to end. We’ll get the repairs themselves done effectively and on schedule. Get in touch with us today at 770-844-9800 to learn more about how we can assist you with filing a roof repair insurance claim.

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