Must roof repair be so intimidating? Not with these tips!
The two words no homeowner ever wants to hear in a sentence together: roof damage. The words can strike fear into the heart of someone who has never dealt with roof issues or who has had a bad experience with roof repair in the past. Here’s the good news: roof repair doesn’t have to be scary. Yes, roof repair can be expensive, but keep reading to learn how to get the best, most accurate roof repair estimate, so you can make the best decision possible.
Steps to Determine the Need for Roof Repair
A quick check of your roof before your inspection will give you an idea of any problem areas that might exist. Don’t worry—you don’t have to get on the roof! A good pair of binoculars will do just fine. Here’s what to look for both outside your home and inside to assess the condition of your roof:
- Take a look at the shingles. Are any broken or missing? Do you see areas of blistered-looking or curled-up shingles?
- Flashing is the metal that you see where the roof joins a chimney or dormer, or in a valley where two angles of the roof come together. Make sure the flashing is rust-free and smooth.
- Plant matter can be much more serious than it looks. If there are piles of moss, lichen, leaves, or pine needles, those areas will need to be closely inspected for decay and mold underneath.
- Before you go inside, take a look around the eaves and overhangs. Any dark spots or peeling blistered-looking paint need to be closely examined by your inspector.
- Inside the home, you’ll want to look closely at all the ceilings. Dark spots or yellowing could mean a leak.
- Lastly, take a close look at fireplaces. Chimneys can be weak spots that reveal roofing problems. This will be obvious if you see discoloration in the walls around the fireplace.
Who Should Do Your Roof Repair Inspection?
The right professional to perform your roof inspection depends on the circumstances. If the inspection is coming after a storm or some other damaging event, it may be your insurance company performing the inspection. If it’s part of a routine inspection or following a call you made because of a repair need you noticed, the inspector may be a contractor. It’s a good idea to call your insurance company first if you’re not sure. Going outside of their workflow can cause a headache down the road.
Deciphering Your Estimate for Roof Repairs
Your inspection is finished and your estimate is in hand. Hold on, though. If the estimate is coming from an insurance company, it might be a little tricky to read. Here’s a breakdown of the common terms used in inspections to help you make sense of it:
- Description: this is a list of each part of the roof requiring repair and what repair is necessary.
- Quantity: this section will list the amount of each type of damage (shingles needed, etc).
- Unit cost: this line is the price of each item needed for the repair.
- Replacement cost value: basically, this is quantity multiplied by unit cost.
- Depreciation: this is a deduction based on the age and condition of your roof, and other factors that affect the value of your home.
- Actual cash value: this is the replacement cost value minus depreciation.
It’s a good idea to compare the actual cash value your insurance company provides with the estimate to repair your roof you receive from your contractor. If there’s a discrepancy, a good contractor will contact your insurance company to help you figure out why.
Understanding both the steps before and during an inspection can make all the difference in finding a roof repair estimate that is worth the paper it’s written on. At Cornerstone Roofing, we believe in keeping you informed and educated. We want you to feel comfortable with your roof repair estimate every step of the way. Contact us today to make an appointment to schedule your professional roof inspection.