Will My Homeowners Insurance Cover My Roof Repair?

A home’s roof can be damaged by hail, high winds, lightning storms, and rain.  Most insurance companies report that storm damage to home roofs account for the majority of roofing insurance claims made.  Insurance companies typically employ adjusters that are specially trained in evaluating and determining roof damage from storms.

Your Cumming roofer, Cornerstone Roofing, is experienced in working with insurance companies in determining damage and in providing estimates for claims submitted.  If you are not sure if your roof was damaged during a storm, call Cornerstone, your Gainesville area roofer, for a free roofing inspection and estimate.

What Does Roof Damage Look Like?

Hail damage may appear as discolored smudges.  The marks may be oval in shape and be slightly dimpled.  You may find these marks not only on the roof but on metal vents, gutters, and on your soffit and siding.

Wind damage may be seen by missing shingles from your roof, or having several shingles lift up easily from the roof which indicates wind has broken the bond between the shingle and the roof.

Lightning may leave scorch marks on your roof, tear off an area that is shingled, or leave shingles torn or out of line with the other shingles.

Having a professional give a good estimate of what the roof damage is, as well as the probable cause, is very helpful in filing a claim with your insurance company.

What Should I Do  First After My Roof Has Been Damaged By A Storm?

First of all, check with your insurance company to make sure you are covered. Let the agent know what you think the damage is from and when it occurred.  They will assign a claim number and send an adjuster out to inspect the roof for damage.

Damage to your roof may have occurred over a year ago and is just now causing a problem. Cornerstone Roofing can help determine the kind and extent of damage.

Contact a roofing contractor for an estimate on roof repair or replacement.  Call your Cumming and Knoxville roofer, Cornerstone Roofing, for a free roofing inspection and estimate.

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